Associations and qualifications

 Our Financial Planners are all members of the Financial Advice Association Australia (FAAA), the peak professional organisation representing qualified financial advisers in Australia. FAAA members adhere to set standards in relation to ethics, conduct, and continuing professional development.

Ralph Morgan - FAAA Associate Member # 366326

The Financial Planning Association of Australia (FPA) and Association of Financial Advisers (AFA) merged in early 2023. Ralph Morgan AFA member # was 1349855

The SMSF Association is the independent, professional body representing Australia’s self managed super fund sector.. Ralph Morgan's SMSF Association Member #  54252

Master of Financial Planning with Distinction, Western Sydney University, 18th March 2022

Diploma of Financial Planning, International Institute of Technology, 26th November 2018

Financial Adviser Exam, FASEA, 23rd June 2019

Bachelor of Applied Science, University of Technology Sydney, 26th April 1989

Graduate Diploma of Applied Science (Industrial Mathematics and Computing), Charles Sturt University, 10th May 1995

Graduate Diploma in Applied Chemistry, University of Western Sydney, Nepean, 1st May 1996

Master of Astronomy, James Cook University, 14th March 2013

Certificate - Financial Planning, TAFE Institute Sydney, 23rd May 2017

Certificate - Financial Literacy, Macquarie University, 23rd May 2017

Certificate - Financial Planning for Young Adults, University of Illinois at Urbana-Champaign, 26th July 2018

Certificate - Personal & Family Financial Planning, University of Florida, 1st August 2018

Lean Six Sigma Green Belt, Mastercard, 27th February 2019

Course - SMSF Regulations and Taxation, Kaplan, 16th Aug 2022.

This website is published by Ralph Morgan. Ralph Morgan AR 1272665 is an authorised representative of Wealth Today Pty Ltd (ABN 62 133 393 263), AFSL 340289. The information contained in this website and any of the resources available through it including eBooks, fact sheets and seminars (‘Content’) has been prepared for general information purposes only and is not (and cannot be construed or relied upon as) personal advice. No investment objectives, financial circumstances or needs of any individual have been taken into consideration in the preparation of the Content. Financial products entail risk of loss, may rise and fall, and are impacted by a range of market and economic factors, and you should always obtain professional advice to ensure trading or investing in such products is suitable for your circumstances.
Under no circumstances will any of Ralph Morgan, Wealth Today Pty Ltd, its officers, representatives, associates or agents be liable for any loss or damage, whether direct, incidental or consequential, caused by reliance on or use of the Content. This Content is restricted to Australian residents and is for the intended recipient only. From time to time, Ralph Morgan may hold interests in or transact in companies or products mentioned herein, and may receive fees or other benefits, in connection with the making of any recommendation or facilitating a transaction in such companies or products.

This website is published by Ralph Morgan. Ralph Morgan AR 1272665 is an authorised representative of Wealth Today Pty Ltd (ABN 62 133 393 263), AFSL 340289. The information contained in this website and any of the resources available through it including eBooks, fact sheets and seminars (‘Content’) has been prepared for general information purposes only and is not (and cannot be construed or relied upon as) personal advice. No investment objectives, financial circumstances or needs of any individual have been taken into consideration in the preparation of the Content. Financial products entail risk of loss, may rise and fall, and are impacted by a range of market and economic factors, and you should always obtain professional advice to ensure trading or investing in such products is suitable for your circumstances.
Under no circumstances will any of Ralph Morgan, Wealth Today Pty Ltd, its officers, representatives, associates or agents be liable for any loss or damage, whether direct, incidental or consequential, caused by reliance on or use of the Content. This Content is restricted to Australian residents and is for the intended recipient only. From time to time, Ralph Morgan may hold interests in or transact in companies or products mentioned herein, and may receive fees or other benefits, in connection with the making of any recommendation or facilitating a transaction in such companies or products.