FEE MENU

 All costs are inclusive GST (10%)

INITIAL MEETING

At our cost

FINANCIAL LITERACY AND EDUCATION

• $110 per hour ($55 for a 30 minute quick meeting)
• Save money by purchasing five hours of training/coaching for $330!

                    (can be redeemed in 30 minute sessions).

You decide what topics or tools you want help with:

• Paying down debts

• How to budget

• Calculating Net Worth from Assets and Liabilities
• Saving for goals like education, holidays, or your retirement
• How to purchase investments (share trading, ETFs, term deposits, managed funds)

• Investment risks and historic rates of returns, benefits and dangers of 'gearing', market volatility and 'black swan' events
• How to reduce unnecessary taxes
• How to implement suitable retirement savings - SGL, salary sacrifice, NCC and CC, caps, government co-contribution, carry-forward rules etc.

• Age Pension rules, rates and availability

• Wealth Creation Techniques
• Superannuation/ SMSFs
• Making use of personal Insurances for risk mitigation
• Redundancy and Retirement - tax treatment and rules
• Retirement Projects and Monte Carlo simulations

This website is published by Ralph Morgan. Ralph Morgan is not a financial planner and does not provide personal financial advice or general advice. He only provides financial literacy education and wealth coaching services for those that want to 'do it yourself'.